Mortgage Interest Rates Prediction 2025. Mortgage rates in 2025 are expected to stabilize, offering some consistency for homebuyers following a volatile few years. Freddie mac anticipates that mortgage rates will ease in 2024 and fall below 6.5% in 2025, potentially triggering a wave of refinancing activity.
For example, for someone with the average home loan of $640,998, a 0.25 per cent change in interest rates means $144 less in mortgage payments each month, or $1728. In june, the mortgage bankers association projected that the year.